eMoneyPool

eMoneyPool is an online community where members pool funds to borrow and save together. The concept is based on a centuries-old financial practice where your reputation within a community is your credit. Millions of people in the United States, and billions worldwide rely on money pools because they don’t have access to traditional credit, so they instead turn to each other and leverage the capital resources of a community. eMoneyPool has formalized this practice and created a high-tech solution that is efficient and familiar to our target market.

We have developed a SaaS platform that is structured as a marketplace where members can pick and choose money pools of all different types in terms of payment frequency, amount, start date, and participants. The platform is completely automated and a self-regulating community where members choose their group members based on their previous payment reputation, similar to eBay.

Lendstreet

LendStreet combines credit counseling and distressed debt buying in a social lending platform to help distressed debtors proactively refinance existing debt into a low interest loan. Borrowers on our site do not receive cash; instead, the money invested by investors goes directly to paying the existing creditors at an agreed-upon discount. The discount is shared with the debtor in the form of lower debt, a reduced interest rate, and monetary incentives for financial literacy.

LendStreet provides a socially-conscious lending platform that helps distressed debtors get a low interest loan from investors to settle existing debt with their creditors. LendStreet includes a comprehensive financial literacy program with monetary incentives to help debtors develop lasting financial management skills. Through our partners, we negotiate a discounted settlement with the creditors and structure the loan to ensure payments are within the debtor’s budget. The loan amount is more than the discounted settlement amount but less than the borrower originally owed. Investors buy the new loan at a discount. The structure allows us to provide relief for debtors, improve recovery for creditors, and create a high yield asset for investors.

Munivestor

The municipal bond industry has grown significantly over the past 30 years, but the technology to support the industry has not kept pace. Munivestor offers financial software that tracks news, trades, and market events for more than 2 million individual municipal bonds. The information that we collect informs investors and assists them with maintaining their portfolio value.

Munivestor is a software application that monitors news, trades, and market events to help investors protect their portfolio value. Users have the ability to upload bond portfolios and track events from over 100,000 sources. Our software eliminates the process of investors spending hours manually searching the web for events that can impact the value of their bonds.

Sein Analytics

Sein Analytics helps investors, advisory firms, and issuers accurately value credit securities. We’ve developed a scalable cloud infrastructure specifically designed to manage complex mortgage and asset-backed securities (ABS).

Sein targets clear market pain points by offering investors a more cost effective solution. Our solution reduces the significant IT costs of structured financial investments and replaces them with a pay-for-what you use model. Deal waterfalls are stored in an auditable format, enabling clients to understand deal characteristics and risks. Customers are able to add new transactions to their library via an easy-to-use Deal Wizard and our infrastructure scales dynamically with instant setup. The platform can be deployed in private, public, or hybrid cloud environments.

VisagePayroll

Visage Payroll is a SaaS payroll startup established on the belief that small businesses shouldn’t have to pay to pay their employees or their taxes. There are 28 million small businesses in the US and 4M of those have less than 4 employees. We can help owners save an average of 10 hours/month and $1,800/year. Using back of the napkin math, that’s $50.4B in US small business savings and 280M hours a month being lost.

Visage Payroll offers free premium payroll services to small businesses and startups. With Visage Payroll, customers see offers from companies like Chase, Square, Credit Karma, AMEX, and others. These companies pay to have a presence in front of our highly targeted users and their employees. Visage customers get great offers that save their businesses and employees money through our modern payroll system.